Changes in Greek law

The 13.37% employee EFKA rate is now sourced to e-EFKA Circular 38/2024 instead of a page that states 13.77%

Corrected the used-car registration tax: rate bands are now chosen on the price before the age-and-mileage reduction, as art. 136 §2(a) requires

Corrected the income tax rate for families with more than six children: the €20,000–€30,000 band keeps falling 2 points per extra child, with no 14% floor.

The calculator now shows the Euro 4 and Euro 5 environmental fee, applies the VAT test for new cars and switches to the flat 50% hybrid exemption from 1 January 2027.

Corrected the CO2 band for the closed hybrid transitional exemption and added a note on the separate metoikesia (relocation) customs exemption.

Corrected the employee EFKA rate to 13,37% (was shown as 13,77%), which updates all net salary, tax and EFKA figures.

Clarified that the AFM is not a formal refusal ground for a basic account - it is needed to complete the AML identity checks that are one of the law's two grounds.

Corrected the employee EFKA contribution rate used in this calculator from 13.37% to the official 13.77%, per KEPEA/GSEE and e-EFKA sources.