Power of attorney in Croatia: a punomoć is a written authorisation, governed by the Zakon o obveznim odnosima (čl. 313.–318.), by which you empower another person to act in your name and for your account. For ordinary everyday matters a plainly signed document is valid with no notary; anything outside ordinary management — above all selling real estate — needs a precisely worded special (posebna) punomoć with a notarised signature, and since NN 69/2026 a punomoć may also be issued electronically. Fill in the fields and download a ready-to-sign Croatian punomoć.
A Croatian punomoć takes effect once you name the parties, state the scope and sign it; for ordinary everyday acts no notary is required, but a punomoć used to sell or encumber real estate must carry a notarised signature under čl. 314. of the Zakon o obveznim odnosima. Choose the variant that matches your task, fill it in, then download, sign and hand it over.
Start by choosing the right variant. A general (opća) punomoć covers ordinary, everyday acts — collecting mail, dealing with the health-insurance fund (HZZO) or utilities, submitting applications. A special (posebna) punomoć is for a single, named act that goes beyond ordinary management, and here lies the costliest trap: a document titled „special“ but worded vaguely — „all legal acts“ — is treated as a general power and rejected by banks and land registries. Name the concrete act precisely. The real-estate variant adds the cadastral identifiers and a mandatory notarised signature; the revocation (opoziv) variant withdraws a punomoć you granted earlier.
A punomoć has no fixed expiry date. It lasts until its stated term, until you revoke it, until the authorised act is done, or until the grantor's death or the legal person's dissolution (čl. 318. st. 3.) — unless it is expressly stated to be valid for the case of death.
A valid Croatian punomoć must identify the grantor and the agent (čl. 313. st. 1.), state the scope of authority (čl. 315.), meet the form the underlying act requires (čl. 314.), and carry the grantor's signature plus the place and date — seven elements set by the Zakon o obveznim odnosima. Miss one and a bank or land registry can reject the document.
Every element below is load-bearing; the generator writes each one into the letter with its governing article, so you never have to remember the markers yourself.
| Element | Governing article (ZOO) | Source |
|---|---|---|
| Identification of the grantor (opunomoćitelj) — name, OIB or passport, address | čl. 313. st. 1. | zakon.hr |
| Identification of the agent (opunomoćenik) — name, OIB or passport, address | čl. 313. st. 1. | zakon.hr |
| Scope of authority — ordinary management vs. express special authorisation | čl. 315. st. 2.–3. | zakon.hr |
| Form matching the underlying act (electronic form allowed since 2026) | čl. 314. st. 1.–2. | NN 69/2026 |
| Grantor's handwritten signature (notarised where the act requires it) | čl. 314. | mtoken.gov.hr |
| Place and date of issue | čl. 316.–318. | zakon.hr |
| Validity term and revocability | čl. 316. st. 1.–2., čl. 317. st. 1. | zakon.hr |
Which variant you need — and whether a notary is involved — depends on the act. The four types, drawn from the consolidated Zakon o obveznim odnosima (2026), compare like this: an opća punomoć needs no notary, while a real-estate punomoć always does.
| Variant | Typical use | Notarisation | Legal basis (ZOO) |
|---|---|---|---|
| Opća (general) | Ordinary everyday acts | Not required | čl. 313.–315. st. 2. |
| Posebna (special) | A named act outside ordinary management | Depends on the underlying act | čl. 315. st. 3. |
| Za nekretnine (real estate) | Sell/buy/gift/encumber property; land registry | Required (notarised signature) | čl. 314. + 315. st. 3. |
| Opoziv (revocation) | Withdraw a granted punomoć | Any form (notarise if advisable) | čl. 316.–317. |
The 2026 amendment to the Zakon o obveznim odnosima (NN 69/2026) added čl. 314. st. 2., which for the first time allows a Croatian punomoć to be issued in electronic form; the change took effect in early July 2026.
Until 2026 a punomoć effectively lived on paper — printed, hand-signed, and, where the deal demanded it, physically stamped by a notary. The new electronic option matters most for English-speaking expats managing Croatian affairs from abroad, who previously had to post or courier a signed sheet across borders for even a routine authorisation. One caveat: the change opens electronic form as a possibility, but it does not lift the notarisation requirement for high-stakes acts. The paper-and-notary route stays mandatory for selling or encumbering real estate, where a notarised signature is still the load-bearing formality.
This article does not replace professional legal advice. For a power of attorney used in a high-stakes transaction — above all disposing of or encumbering real estate — have the document reviewed and the signature notarised by a Croatian public notary (javni bilježnik).
No — not for ordinary everyday acts, where a plainly signed punomoć is valid. Notarial certification of the signature is required when the underlying act requires it: disposing of or encumbering real estate, land-registry entries, and certain court or official procedures. That is because čl. 314. of the Zakon o obveznim odnosima makes the form prescribed for the underlying act apply to the punomoć itself.
A general (opća) punomoć authorises only acts of ordinary management — everyday administrative matters (čl. 315. st. 2.). Any act outside ordinary management, such as selling property, going to court or waiving a right, is valid only if the agent is expressly and specifically authorised for that named act (čl. 315. st. 3.). A „special“ punomoć worded vaguely is treated as a general one and rejected.
Yes. The grantor may revoke or narrow a punomoć at any time, and any contractual promise to waive that right is void (čl. 316. st. 1.). A revocation may be given in any form (čl. 316. st. 2.), but it has no effect against a third party who neither knew nor had to know of it (čl. 317. st. 1.) — so deliver it to the agent and to anyone who relied on the authority.
It must identify the grantor and the agent (name, OIB or passport number, address), state the scope of authority, meet the form the underlying act requires, and carry the grantor's signature together with the place and date of issue. These elements flow from čl. 313.–318. of the Zakon o obveznim odnosima; the generator writes each one into the letter.
Yes. A punomoć used to sell, buy, gift or encumber real estate must be in written form with a notarised (ovjeren) signature, and it should carry the property's cadastral identifiers — kat. čestica, katastarska općina and zk. uložak. A general punomoć used for such a disposition will be rejected by the land registry and the bank (čl. 314. and čl. 315. st. 3.).
Yes, since NN 69/2026. The 2026 amendment added čl. 314. st. 2. to the Zakon o obveznim odnosima, permitting a punomoć to be issued in electronic form; it took effect in early July 2026. The electronic option does not remove the notarisation requirement for real-estate and other acts for which the law prescribes a certified form.
On the official government model punomoć form, a foreign national who has no Croatian OIB identifies themselves by their ID-card or passport number in place of the OIB. The name and address fields are filled the same way as for a resident, so an expat can complete a valid punomoć before ever obtaining an OIB.
Fact-checked against Croatian consolidated law · facts verified on 03/09/2026 · TrendBite EN Legal-QC
Created by the TrendBite editorial system: research from official sources, independent fact-checking and a legal review.
This article was created with the help of artificial intelligence.
Do you consent to analytics cookies (Microsoft Clarity)? They help us improve the site. Privacy policy